Indiramma Kutumba Jeevitha Bima Scheme 2026: Family Life Insurance Eligibility, Benefits

A new insurance scheme for the families of the Telangana state has been announced by the state Government. The same scheme was introduced by the Deputy CM and Finance Minister of Telangana on 9 June 2026. The scheme is called “Indiramma Kutumba Jeevitha Bima” Scheme (IKJBP). After making the announcement of this scheme, the government decided to implement it as soon as possible across the state. Via this scheme, the government provide the benefits of insurance coverage of Rs. 5 Lakhs to each of the families. A total of 1.5 Crore families from the state of Telangana, from every caste and religion, are going to be covered in this scheme.

Now, in the following paragraph, I am going to tell you about the premium of the scheme, when you can claim the scheme and other additional benefits, if any, available in the same scheme. Kindly check the whole process to complete the Registration for Indiramma Kutumba Jeevitha Bima Scheme 2026.

Indiramma Kutumba Jeevitha Bima Scheme

This insurance scheme covers the whole of the families in the Telangana state. The insurance benefits will be provided at the time of accidental death and other tragedies if they happen in the family. At the time of the same unfortunate event, the government, after claiming the insurance, provides the financial assistance. The scheme is also known by other names, like Indiramma Kutumba Jeevitha Bima Padhakam (IKJBP). This is the universal life insurance scheme, which is very soon going to be implemented in Telangana.

Every State Government-issued valid Ration Card holder family is eligible to obtain the benefits of this scheme. This scheme is mainly focused on providing benefits to the families when the death of the head of the family or the main earner of the family member happened.

Indiramma Family Life Insurance Scheme

Objective of Indiramma Kutumba Bima Scheme

We can’t imagine the when any of the main food earners of the families died, who feed their family along with their children. This time is one of the worst times for the families, because they not only lost their family members but also lost the income they got from the same person. because among those families, they have to pay for the house rent, school fees, and also have to buy grocery items. So now, at this time, to support every family financially, the government launched this scheme. The government knows the pain for this time.

Features of Scheme

• Insurance amount: Every eligible family will get the insurance amount of Rs. 5 Lakhs.
• NO Premium: There is no premium fee to be paid by the beneficiaries. This is the zero-cost insurance scheme.
• Government Pay Premium: Government going to pay the premium for this scheme for the beneficiaries.
• Agency Concerned: This scheme is going to be implemented with the LIC Agency.
• First Insurance Universal Scheme: This scheme is going to target a total of 1.15 Crore families of the scheme, in which every economic status, caste and religion can apply.
• Enrolment Process: Government going to identify the eligible families for this scheme using their data.

Benefits of Indiramma Family Life Insurance Scheme

• Each of the State Ration Card holder Families will get the Life insurance coverage of Rs. 5 Lakhs.
• This insurance scheme is the universal health insurance scheme who cover every income category families with no limitation of Caste and Religion.
• This scheme is going to provide the benefits at zero cost premium amount, because the government bear all expenses of the premium for this scheme.

Eligibility Criteria

• Only the citizens of the Telangana state can become a part of this scheme.
• Government going to enter the beneficiaries’ families in this scheme who having Valid Ration Card of the state government.
• There is no eligibility criteria set for Income, Religion and Caste.

NOTE: You also need to wait for the final confirmation, which is launched after releasing the official notification.

Documents List

• Residence proof of the Telangana state
• Ration Card of the Families
• Aadhar Card of every family member
• A photograph of every member of the family
• Contact Details

Documents Required at the Time of Claim Insurance

• Legal Heir certificate
• Nominee Certificate, which becomes the nominee at the time of Insurance
• The death certificate of the person
• Bank Account Details
• Contact Details

Telangana Indiramma Kutumba Jeevitha Bima Scheme Registration

The registration process for this scheme starts after the official launch of the scheme. But it is also expected that the government will verify the beneficiaries’ families digitally after verifying their Ration card of the families. So if the registration process started, then you have to follow the same process:-

• Ration Card Verification: First of all, as I already told you, the verification of the beneficiaries’ families can be made with their ration card. So, if by chance you don’t have the Ration Card, then apply for the Ration Card. It is also very important for the family members that they have the correct details about every family member. If by chance there is any mistake available, then correct it before the launch of the scheme.
• Prepared all Documents: Now, the 2nd step to avail the benefits of this scheme is to prepare all the above-mentioned documents, which are required while completing the registration.
• Apply Through Portal or Mee Seva Centre: Once the scheme is officially implemented, you all need to apply or complete the registration through the online dedicated portal or through the CSC Centre. You can also apply offline after getting the application form.
• Fill Registration: When you get the correct registration form, fill in the complete details about yourself and your family members’ details and submit the documents.

How to Claim For Indiramma Kutumba Jeevitha Bima Amount?

All those people whose registration is completed successfully then they get the approval to become the beneficiaries of the scheme. Each of the families is now eligible to get the insurance coverage amount of Rs. 5 Lakhs. So when any of the earners of the family dies, then you have to get the insurance claim form and then fill the same. Along with the Claim Form, you need to attach the documents and then submit them. Very soon, you will get the financial assistance of Rs. 5 Lakhs from the Government.

FAQs